HTX (Huobi) Fees 2026: Are They Still Competitive After the Rebrand?
Full breakdown of HTX trading fees for spot, futures, and withdrawals in 2026. HT token discounts, VIP tiers, and honest comparison with Binance and OKX.
HTX (formerly Huobi) charges 0.200% taker and 0.200% maker for spot trading at the base tier, dropping to 0.100%/0.080% with the HT token discount. Futures fees start at 0.050% taker and 0.020% maker. These rates are middling — not the cheapest, not the most expensive, but worth examining in detail given HTX’s aggressive VIP program.
The Huobi-to-HTX rebrand in late 2023 raised questions about the exchange’s direction. Under Justin Sun’s ownership, the platform has pushed hard on fee promotions and regional expansion. But branding changes do not change the math. What matters is what you actually pay per trade, per withdrawal, and per month of active trading.
This guide covers every fee layer on HTX so you can decide whether it deserves your volume.
HTX Spot Trading Fees
HTX uses a standard maker/taker model with volume-based tiers. Your tier is determined by 30-day rolling trading volume and/or HT token holdings.
Base Spot Fee Tiers
| Tier | 30-Day Volume (USDT) | Maker Fee | Taker Fee |
|---|---|---|---|
| Base | <5M | 0.200% | 0.200% |
| VIP 1 | ≥5M | 0.160% | 0.200% |
| VIP 2 | ≥10M | 0.140% | 0.180% |
| VIP 3 | ≥20M | 0.120% | 0.160% |
| VIP 4 | ≥50M | 0.100% | 0.140% |
| VIP 5 | ≥100M | 0.080% | 0.120% |
| VIP 6 | ≥200M | 0.060% | 0.100% |
| VIP 7 | ≥500M | 0.040% | 0.080% |
| VIP 8 | ≥1B | 0.030% | 0.060% |
| VIP 9 | ≥2B | 0.020% | 0.050% |
The 0.200% base rate is the same as Binance and OKX without any discounts applied. The difference is what happens after discounts.
HT Token Discount
Holding HT (HTX’s native token) and using it to pay fees gives you a 25% discount on spot trading fees. At the base tier, that drops your effective rate to 0.150% maker and 0.150% taker.
Additionally, holding certain amounts of HT can qualify you for higher VIP tiers without meeting volume requirements:
| HT Holding | Equivalent Tier |
|---|---|
| ≥100 HT | VIP 1 |
| ≥500 HT | VIP 2 |
| ≥1,000 HT | VIP 3 |
| ≥5,000 HT | VIP 4 |
| ≥10,000 HT | VIP 5 |
This dual-path system means you can reach VIP 5 either by trading $100M in 30 days or by holding 10,000 HT. For traders who do not generate massive volume, the HT holding route is the more realistic path to lower fees.
HTX Futures Trading Fees
Futures fees are where HTX gets more competitive. The base rates are in line with industry norms.
USDT-Margined Futures Fee Tiers
| Tier | 30-Day Volume (USDT) | Maker Fee | Taker Fee |
|---|---|---|---|
| Base | <5M | 0.020% | 0.050% |
| VIP 1 | ≥5M | 0.018% | 0.044% |
| VIP 2 | ≥10M | 0.016% | 0.040% |
| VIP 3 | ≥20M | 0.014% | 0.036% |
| VIP 4 | ≥50M | 0.012% | 0.032% |
| VIP 5 | ≥100M | 0.010% | 0.028% |
| VIP 6 | ≥200M | 0.008% | 0.025% |
| VIP 7 | ≥500M | 0.006% | 0.022% |
| VIP 8 | ≥1B | 0.004% | 0.020% |
| VIP 9 | ≥2B | 0.000% | 0.017% |
At the base tier, HTX’s 0.050% taker and 0.020% maker match Binance and OKX exactly. The progression through VIP tiers is also comparable, with VIP 9 offering 0% maker fees.
The HT token 25% discount applies to futures fees as well, bringing the base taker down to 0.0375% and maker to 0.015%.
HTX vs Binance vs OKX: Fee Comparison
Here is the comparison at the base tier for USDT-margined futures, which is the product most active traders care about.
| Exchange | Base Taker | Base Maker | Token Discount | Effective Taker | Effective Maker |
|---|---|---|---|---|---|
| HTX | 0.050% | 0.020% | 25% (HT) | 0.0375% | 0.015% |
| Binance | 0.050% | 0.020% | 10% (BNB) | 0.045% | 0.018% |
| OKX | 0.050% | 0.020% | None | 0.050% | 0.020% |
Wait — HTX actually has the lowest effective rate at the base tier? Yes, because the HT token discount is 25% versus Binance’s 10% BNB discount. OKX does not offer a platform token discount on fees at all.
But there is a catch. Binance users can stack a 20% referral discount on top of the BNB discount. With both applied, Binance’s effective taker drops to about 0.036% — slightly below HTX’s HT-discounted rate. OKX referral codes also bring rates down.
Monthly Cost: $100K Volume Trader (60/40 Taker/Maker)
| Cost | HTX (w/ HT) | Binance (w/ BNB + 20% ref) | OKX (w/ 20% ref) |
|---|---|---|---|
| Taker fees ($60K) | $22.50 | $21.60 | $24.00 |
| Maker fees ($40K) | $6.00 | $5.76 | $6.40 |
| Total trading fees | $28.50 | $27.36 | $30.40 |
The difference between HTX and Binance is about $1.14 per month at this volume. Not nothing, but not a deal-breaker either way.
HTX Withdrawal Fees
Withdrawal fees are where exchanges often make up for competitive trading rates. HTX’s withdrawal costs are generally average.
| Asset | Network | HTX Fee | Binance Fee | OKX Fee |
|---|---|---|---|---|
| USDT | TRC-20 | 1.0 USDT | 1.0 USDT | 0.99 USDT |
| USDT | ERC-20 | 3.0 USDT | 3.5 USDT | 3.0 USDT |
| USDT | Arbitrum | 0.5 USDT | 0.5 USDT | 0.1 USDT |
| BTC | Bitcoin | 0.0002 BTC | 0.0001 BTC | 0.0001 BTC |
| ETH | Ethereum | 0.002 ETH | 0.0013 ETH | 0.0014 ETH |
HTX’s BTC and ETH withdrawal fees are roughly double what Binance charges. For traders who move crypto on and off the platform frequently, this adds up. If you withdraw once a month, the difference is trivial. If you withdraw weekly, consider using cheaper networks (TRC-20, Arbitrum) to minimize costs.
Deposit Methods
HTX supports fiat deposits in select regions through third-party payment providers. Available methods include:
- Bank card (Visa/Mastercard): 1.5-3.5% fee through third-party providers
- P2P trading: Variable rates, typically 0.5-2% spread
- Bank transfer: Available in limited regions, fees vary
- Crypto deposit: Free (you pay network gas)
Compared to Binance’s broader fiat gateway network, HTX’s options are more limited. The most cost-effective path remains depositing crypto directly — buy USDT on a fiat-friendly platform and transfer to HTX via TRC-20 or Arbitrum.
The Honest Assessment: Is HTX Worth Using in 2026?
Let’s be direct. HTX has some genuine advantages and some real drawbacks.
Where HTX Wins
HT token discount is generous. The 25% fee reduction is the best platform-token discount among the major exchanges. Binance gives 10% for BNB, Bitget gives up to 20% for BGB. HTX’s 25% for HT stands out.
Futures fees are competitive. At the base tier with HT discount, you are paying less than most exchanges charge their VIP 1 or VIP 2 customers.
VIP qualification by HT holdings. If you do not generate high volume but want lower fees, buying and holding HT is a shortcut that other exchanges do not offer as aggressively.
Where HTX Falls Short
Liquidity is thinner than the top three. Binance, OKX, and Bybit all have significantly deeper order books. On less liquid HTX pairs, you will pay more in slippage than you save in lower fee rates. For a deeper look at hidden costs like this, see our hidden exchange fees guide.
Withdrawal fees are above average. Especially for BTC and ETH, you are paying more to move assets off HTX than off Binance.
Reputation concerns. The ownership change and rebrand created uncertainty. While HTX has continued to operate and maintains proof of reserves, the platform’s long-term trajectory is less predictable than Binance’s or OKX’s. Our proof of reserves guide covers what these reports actually prove.
Smaller product ecosystem. Binance offers earn products, NFTs, launchpad, Web3 wallet — a full ecosystem. HTX has some of these features but at a smaller scale and with less liquidity.
The Verdict
HTX is a reasonable choice for futures traders who want competitive fees with the HT token discount and do not need the deepest possible liquidity. If you trade BTC and ETH perpetuals at moderate volume, HTX’s all-in costs are within a few dollars per month of Binance.
But if you are choosing your primary exchange from scratch, the liquidity and product advantages of Binance or OKX outweigh the small fee savings on HTX. The platform’s best use case is as a secondary exchange — one you keep funded for specific opportunities or promotional events.
HTX Exclusive Offer
30% Fee Discount (Spot + Futures)
Clicking will copy the code and open HTX in a new tab.
Binance Exclusive Offer
20% Fee Discount (Spot + Futures)
Clicking will copy the code and open Binance in a new tab.
FAQ
Are HTX and Huobi the same exchange?
Yes. Huobi Global rebranded to HTX in September 2023. The platform, accounts, and assets carried over. The fee structure was adjusted during the rebrand but has since stabilized. If you had a Huobi account, it is now an HTX account with the same balances.
How do I get the HT token discount on HTX?
Hold HT tokens in your HTX account and enable the “Pay fees with HT” option in your account settings. The 25% discount applies automatically to spot and futures trading fees. You need to maintain a sufficient HT balance to cover fee deductions.
Is HTX safe to use in 2026?
HTX publishes proof of reserves and has operated without a major security breach since the rebrand. However, the platform’s ownership structure under Justin Sun has raised concerns among some traders. The exchange is licensed in several jurisdictions. As with any centralized exchange, do not keep more funds on the platform than you actively need for trading.
How do HTX fees compare to Bybit?
At the base tier, HTX futures fees (0.050% taker / 0.020% maker) are slightly lower than Bybit’s (0.055% taker / 0.020% maker). With the HT discount, the gap widens further. However, Bybit generally offers better liquidity and a more polished trading interface.
Why trust this author?
James is a former quantitative trader at a top-tier hedge fund who transitioned to crypto in 2017. He now leads research at CryptoFeeDiscount, personally testing every exchange with real capital. His systematic approach to fee analysis has helped traders save over $2M collectively.