Bybit Fees 2026: Complete Breakdown for Spot, Futures & Withdrawals
Full Bybit fee guide for 2026. Spot and futures fee tiers, VIP levels, withdrawal costs, referral discounts, and side-by-side comparison with Binance and OKX at every volume level.
Bybit charges 0.10% maker and 0.10% taker for spot trading at the base tier, matching Binance exactly. Futures fees are 0.020% maker and 0.055% taker, slightly higher than Binance on the taker side. A 20% referral discount brings spot fees to 0.08% and futures taker fees to 0.044%. For derivatives-heavy traders, Bybit’s execution speed and unified margin account often matter more than the small fee gap.
Bybit is the third-largest crypto exchange by volume, behind Binance and OKX. Founded in 2018, it built its reputation on perpetual futures and has since expanded into spot, options, copy trading, and earn products. The exchange processes over $15 billion in daily futures volume and is available in most countries outside the US.
This guide covers every fee Bybit charges, how VIP tiers reduce those fees, and where Bybit saves or costs you money compared to alternatives.
Bybit Spot Trading Fees
Bybit uses a maker/taker model with tiers based on 30-day USD trading volume or asset balance. The base rates are identical to Binance.
Spot Fee Schedule
| Tier | 30-Day Volume (USD) | Maker Fee | Taker Fee |
|---|---|---|---|
| Non-VIP | <$1M | 0.100% | 0.100% |
| VIP 1 | ≥$1M | 0.060% | 0.080% |
| VIP 2 | ≥$5M | 0.040% | 0.060% |
| VIP 3 | ≥$10M | 0.025% | 0.050% |
| VIP 4 | ≥$25M | 0.020% | 0.040% |
| VIP 5 | ≥$50M | 0.010% | 0.035% |
| Supreme | ≥$100M | 0.005% | 0.025% |
At the base tier, a $10,000 spot purchase costs $10 in taker fees. That is the same as Binance (0.100%) and far cheaper than Kraken ($40 at 0.400%) or Coinbase ($120 at 1.200%).
VIP 1 kicks in at $1M monthly volume or $250,000 in asset balance. At that level, the 0.060%/0.080% rate puts Bybit below Binance’s VIP 1 on the maker side. The tiers continue dropping, reaching 0.005%/0.025% for Supreme-tier traders doing $100M+ per month.
How Bybit Compares on Spot Fees
| Volume Level | Bybit Maker | Bybit Taker | Binance Maker | Binance Taker | OKX Maker | OKX Taker |
|---|---|---|---|---|---|---|
| Base | 0.100% | 0.100% | 0.100% | 0.100% | 0.080% | 0.100% |
| ~$1M/mo | 0.060% | 0.080% | 0.040% | 0.060% | 0.050% | 0.070% |
| ~$10M/mo | 0.025% | 0.050% | 0.020% | 0.040% | 0.020% | 0.050% |
| ~$100M/mo | 0.005% | 0.025% | 0.012% | 0.024% | 0.010% | 0.030% |
At the base tier, Bybit ties Binance and beats Coinbase and Kraken on spot fees. At higher volumes, Binance pulls slightly ahead because of BNB fee discounts and steeper VIP cuts. OKX sits between the two, with a lower base maker fee (0.080%) that narrows the gap at higher tiers.
For most retail traders under $1M monthly volume, the spot fee difference between Bybit and Binance is zero.
Bybit Futures Trading Fees
Futures is Bybit’s strongest product. The exchange handles more daily futures volume than its spot market, and the fee structure reflects that focus.
USDT-Margined Futures Fee Schedule
| Tier | 30-Day Volume (USD) | Maker Fee | Taker Fee |
|---|---|---|---|
| Non-VIP | <$10M | 0.020% | 0.055% |
| VIP 1 | ≥$10M | 0.018% | 0.048% |
| VIP 2 | ≥$25M | 0.016% | 0.042% |
| VIP 3 | ≥$50M | 0.014% | 0.038% |
| VIP 4 | ≥$100M | 0.010% | 0.032% |
| VIP 5 | ≥$250M | 0.004% | 0.024% |
| Supreme | ≥$500M | 0.000% | 0.018% |
The base 0.020%/0.055% rate is close to industry standard. Binance’s base futures rate is 0.020%/0.050%, so Bybit costs an extra 0.005% per taker trade at the base level. On a $100,000 futures position, that is a $5 difference.
At VIP 3 ($50M+ monthly volume), Bybit drops to 0.014%/0.038%, which undercuts Binance at a similar volume level. At Supreme tier ($500M+), the 0.000% maker fee means market makers get filled for free.
Futures Fee Comparison at Key Tiers
| Volume Level | Bybit Maker | Bybit Taker | Binance Maker | Binance Taker | Kraken Maker | Kraken Taker |
|---|---|---|---|---|---|---|
| Base | 0.020% | 0.055% | 0.020% | 0.050% | 0.020% | 0.050% |
| ~$50M/mo | 0.014% | 0.038% | 0.012% | 0.032% | 0.010% | 0.030% |
| ~$250M/mo | 0.004% | 0.024% | 0.004% | 0.025% | 0.000% | 0.020% |
| ~$500M/mo | 0.000% | 0.018% | 0.000% | 0.017% | -0.005% | 0.015% |
At the base level, Bybit is 0.005% more expensive than Binance and Kraken on futures taker fees. The gap narrows at higher volumes and effectively disappears above $250M monthly. Kraken offers the best top-tier futures pricing with a -0.005% maker rebate at $500M+.
For retail traders below $10M monthly futures volume, the base rates apply. The 0.005% taker difference between Bybit (0.055%) and Binance (0.050%) costs $5 per $10,000 in trades. Over $100K monthly volume, that adds up to $50/month.
Funding Rates
Perpetual futures on Bybit have funding payments every 8 hours. The rate fluctuates based on the premium between perpetual and spot prices. During strong trending markets, funding can reach 0.1% per 8-hour period, which adds up fast on leveraged positions.
Check the current funding rate before opening a position. If funding is high and you are on the paying side (long when positive, short when negative), it can eat into your profits faster than trading fees.
Bybit Withdrawal Fees
Bybit charges flat fees for crypto withdrawals, which vary by asset and network.
| Asset | Network | Bybit Fee | Binance Fee | OKX Fee |
|---|---|---|---|---|
| USDT | TRC-20 | 1.0 USDT | 1.0 USDT | 0.99 USDT |
| USDT | ERC-20 | 3.00 USDT | 3.5 USDT | 3.0 USDT |
| USDT | Arbitrum | 0.50 USDT | 0.50 USDT | 0.10 USDT |
| BTC | Bitcoin | 0.0001 BTC | 0.0001 BTC | 0.0001 BTC |
| ETH | Ethereum | 0.0006 ETH | 0.00028 ETH | 0.0014 ETH |
| SOL | Solana | 0.01 SOL | 0.01 SOL | 0.002 SOL |
BTC withdrawals are identical across all three exchanges. ETH withdrawals on Bybit (0.0006 ETH, ~$1.80) are more expensive than Binance (0.00028 ETH, ~$0.84) but cheaper than OKX (0.0014 ETH, ~$4.20). For stablecoin transfers, TRC-20 costs the same everywhere at ~$1.
Use TRC-20 or Arbitrum for USDT transfers. Avoid ERC-20 unless the receiving platform requires it.
Bybit Deposit Methods
Crypto deposits on Bybit are free. For fiat, the options vary by region.
| Deposit Method | Fee |
|---|---|
| Crypto (All Networks) | Free |
| Credit/Debit Card | 2.5-3.5% (via third-party) |
| Bank Transfer | Varies by region |
| P2P Trading | No platform fee (peer sets rate) |
| Apple Pay / Google Pay | 2.5-3.5% |
Card purchases carry the highest fees. If you are buying crypto regularly, deposit stablecoins from a regulated exchange with cheaper fiat ramps (like Kraken with free ACH) and transfer them to Bybit for trading.
Bybit Unified Trading Account
Bybit’s Unified Trading Account (UTA) pools spot, futures, and options balances into a single margin account. Your spot holdings serve as collateral for derivatives positions, which means you do not need to move funds between separate wallets.
The practical benefit: better capital efficiency. If you hold $10,000 in ETH spot and want to open a BTC futures position, you can use the ETH as margin without selling it. On exchanges without unified margin, you would need to sell the ETH first or deposit separate collateral.
UTA does not change your fee rates. You still pay the same maker/taker fees based on your VIP tier.
Who Should Use Bybit?
Bybit Makes Sense If:
You trade futures as your primary activity. Bybit’s trading engine was built for derivatives. Execution speed, depth of order book, and uptime during volatile markets are all top-tier. If you scalp or swing trade perpetuals, Bybit handles it well.
You want unified margin. The Unified Trading Account is one of the best implementations available. Cross-collateralization between spot and futures saves capital and simplifies portfolio management.
You want optional KYC. Bybit allows basic trading and withdrawals up to 2 BTC daily without identity verification. For traders who want to start quickly or prefer minimal personal data sharing, this is a real advantage.
You use copy trading. Bybit’s copy trading platform shows transparent performance data for each trader you follow. The minimum to start is $10, and you can set risk parameters per copied trader.
Use a Different Exchange If:
You are a US resident. Bybit does not accept US customers. Consider Coinbase for regulated US access or WEEX if KYC is a concern.
You want the absolute lowest spot fees. At the base tier, MEXC charges 0% spot fees and OKX charges 0.080% maker. If spot trading is your focus and you are not doing enough volume for VIP tiers, other exchanges cost less.
You need deep altcoin selection. Bybit lists about 400 assets. Gate.io lists over 1,700 and MEXC lists over 2,000. If you trade small-cap tokens, Bybit’s selection may feel limited.
How to Lower Your Bybit Costs
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Use referral code DISCOUNT2. This applies a 20% lifetime fee discount on all spot and futures trades. At base tier, your effective spot fees drop from 0.100% to 0.080%, and futures taker fees drop from 0.055% to 0.044%. There is no reason not to use this.
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Use limit orders. On futures, the maker/taker spread is wide. At base tier, a limit order (0.020%) costs 64% less than a market order (0.055%). If your trade is not time-sensitive, always use limit orders with Post-Only mode to guarantee maker status.
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Consolidate your volume on Bybit. VIP 1 requires $1M monthly spot volume or $10M monthly futures volume. If you spread your trading across multiple exchanges, you stay at base tier on all of them. Concentrating volume on one platform unlocks cheaper rates.
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Withdraw via TRC-20. USDT withdrawals on TRC-20 cost 1 USDT. On ERC-20, the same transfer costs 3 USDT. Arbitrum is even cheaper at 0.50 USDT if the receiving platform supports it.
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Buy fiat elsewhere and transfer. Bybit’s card purchase fees (2.5-3.5%) are expensive. Buy stablecoins on Kraken with free ACH, then transfer to Bybit for $1 via TRC-20. You save 2-3% on every fiat purchase.
Bybit Exclusive Offer
20% Fee Discount (Spot + Futures)
Clicking will copy the code and open Bybit in a new tab.
Binance Exclusive Offer
20% Fee Discount (Spot + Futures)
Clicking will copy the code and open Binance in a new tab.
FAQ
How much are Bybit trading fees?
Base-tier spot fees on Bybit are 0.100% for both maker and taker. Futures fees are 0.020% maker and 0.055% taker. These drop with volume — VIP 1 ($1M+ spot or $10M+ futures monthly volume) reduces spot fees to 0.060%/0.080%. With referral code DISCOUNT2, all fees are reduced by an extra 20%.
Is Bybit cheaper than Binance?
At base tier, Bybit and Binance charge the same spot fees (0.100%/0.100%). Bybit’s futures taker fee (0.055%) is slightly higher than Binance’s (0.050%). With BNB discounts, Binance can drop to 0.075%/0.075% on spot, while Bybit with the referral discount drops to 0.080%/0.080%. Binance edges ahead at base tier, but the difference is small.
Does Bybit have a fee token?
Bybit does not have a widely used native token for fee discounts like Binance’s BNB. The exchange does have the Mantle token (MNT), but it does not offer the same level of spot fee discounts. The referral code is the primary way to reduce base fees on Bybit.
Can US citizens use Bybit?
No. Bybit does not accept users from the United States. US residents can use Coinbase or Kraken for regulated trading. For no-KYC options, see our no-KYC trading guide.
What is Bybit’s Unified Trading Account?
The Unified Trading Account (UTA) combines spot, futures, and options into a single margin account. Your spot assets act as collateral for derivatives positions, improving capital efficiency. You can switch between UTA and standard accounts in settings. Fee rates remain the same in both modes.
How long do Bybit withdrawals take?
Crypto withdrawals are typically processed in 10-30 minutes. Bybit uses multi-signature security, which adds a slight delay compared to single-signature exchanges. During peak hours, processing can take up to an hour.
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Why trust this author?
David traded FX derivatives at a bulge bracket investment bank for 10 years before discovering crypto futures in 2019. He specializes in perpetual swaps, funding rates, and leverage strategies. His futures exchange reviews are the most comprehensive in the industry.